:root{
  --blue:#0047EA;
  --navy:#000427;
  --white:#FFFFFF;
  --gray:#F6F7FB;
  --text:#0B1020;
  --muted:#4C556D;
  --radius:18px;
  --shadow:0 18px 50px rgba(0,0,0,.08);
  --max:1140px;
}
*{box-sizing:border-box}
html,body{margin:0;padding:0;font-family:'Nunito Sans',system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;color:var(--text);background:var(--white);}
a{color:var(--blue);text-decoration:none}
a:hover{text-decoration:underline}
.container{max-width:var(--max);margin:0 auto;padding:0 20px}
.navbar{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:blur(12px);border-bottom:1px solid rgba(0,0,0,.06)}
.navbar-inner{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:12px 0}
.brand{display:flex;align-items:center;gap:10px}
.brand img{height:38px;max-width:240px}
.topbar{background:var(--navy);color:var(--white);font-weight:700;font-size:13px;letter-spacing:.5px}
.topbar-inner{display:flex;align-items:center;justify-content:center;gap:10px;padding:8px 0;text-align:center}
.topbar a{color:var(--white);text-decoration:underline}
.menu{display:flex;gap:18px;align-items:center;flex-wrap:wrap;justify-content:flex-end}
.menu a{color:var(--navy);font-weight:700;font-size:14px}
.menu a.cta{background:var(--blue);color:var(--white);padding:10px 14px;border-radius:999px;box-shadow:0 10px 26px rgba(0,71,234,.24)}
.menu a.cta:hover{text-decoration:none;filter:brightness(.97)}
.hamburger{display:none;border:1px solid rgba(0,0,0,.12);background:#fff;border-radius:12px;padding:10px}
.hero{padding:68px 0;background:
 radial-gradient(1200px 500px at 10% -10%, rgba(0,71,234,.18), transparent 60%),
 radial-gradient(900px 420px at 110% 0%, rgba(0,4,39,.12), transparent 55%),
 linear-gradient(180deg, #ffffff, #f7f8ff);
}
.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:28px;align-items:center}
.kicker{display:inline-flex;gap:10px;align-items:center;background:rgba(0,71,234,.10);color:var(--navy);padding:8px 12px;border-radius:999px;font-weight:800;font-size:13px}
h1{font-size:48px;line-height:1.06;margin:14px 0 10px;color:var(--navy)}
h2{font-size:36px;line-height:1.15;margin:0 0 10px;color:var(--navy)}
h3{font-size:24px;line-height:1.2;margin:0 0 10px;color:var(--navy)}
p{font-size:17px;line-height:1.7;color:var(--muted);margin:10px 0}
.hero-card{background:var(--white);border-radius:var(--radius);box-shadow:var(--shadow);padding:20px;border:1px solid rgba(0,0,0,.06)}
.card{background:var(--white);border-radius:var(--radius);box-shadow:var(--shadow);padding:22px;border:1px solid rgba(0,0,0,.06)}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}
.section{padding:62px 0}
.section.gray{background:var(--gray)}
.badge{display:inline-block;font-weight:800;font-size:12px;letter-spacing:.4px;color:var(--blue);background:rgba(0,71,234,.10);padding:6px 10px;border-radius:999px}
.list{margin:10px 0 0 0;padding:0 0 0 18px;color:var(--muted);line-height:1.7}
.list li{margin:6px 0}
.btnrow{display:flex;gap:12px;flex-wrap:wrap;margin-top:16px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;border-radius:999px;padding:12px 16px;font-weight:800;font-size:14px;border:1px solid rgba(0,0,0,.10)}
.btn.primary{background:var(--blue);color:#fff;border-color:transparent;box-shadow:0 14px 34px rgba(0,71,234,.22)}
.btn.primary:hover{text-decoration:none;filter:brightness(.98)}
.btn.ghost{background:#fff;color:var(--navy)}
.btn.ghost:hover{text-decoration:none;background:rgba(0,0,0,.02)}
.kpi{display:flex;gap:12px;align-items:flex-start}
.kpi strong{font-size:20px;color:var(--navy)}
.small{font-size:14px}
.form{display:grid;gap:12px}
input,select,textarea{width:100%;padding:12px 12px;border-radius:14px;border:1px solid rgba(0,0,0,.14);font-family:inherit;font-size:15px}
textarea{min-height:110px;resize:vertical}
.footer{background:var(--navy);color:#fff;padding:42px 0;margin-top:24px}
.footer a{color:#fff;text-decoration:underline}
.footer-grid{display:grid;grid-template-columns:1.2fr .8fr .8fr .8fr;gap:18px;align-items:flex-start}
.footer small, .footer p{color:rgba(255,255,255,.8)}
hr.sep{border:none;border-top:1px solid rgba(255,255,255,.18);margin:18px 0}
.notice{background:rgba(0,0,0,.04);border-radius:14px;padding:12px 14px;color:var(--muted);font-size:14px;line-height:1.6;border:1px solid rgba(0,0,0,.06)}
/* responsive */
@media (max-width: 960px){
  .hero-grid{grid-template-columns:1fr}
  h1{font-size:40px}
  .grid-3{grid-template-columns:1fr}
  .grid-2{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr}
  .hamburger{display:inline-flex}
  .menu{display:none;width:100%;padding:10px 0;border-top:1px solid rgba(0,0,0,.08)}
  .menu.open{display:flex}
  .navbar-inner{flex-wrap:wrap}
}